If daily or weekly debits are draining your business account, an independent law firm will forensically audit your merchant cash advance agreements for free and show you what your real options are.
Free, Confidential Forensic Audit
No cost for the auditNo obligationNot a loan
The Problem
The debit hits before payroll does. So you take a second advance to cover the first. Now two debits hit. Then three. The business is making sales, but the account never catches up — because the next withdrawal is already scheduled before the current one clears.
Value First
Many merchant cash advances are written as a purchase of future sales, not a loan. How the contract is written, and how the funder actually behaves, matters a lot.
Many MCA agreements include a reconciliation provision, a process meant to adjust payments when sales drop. A lot of owners never use it.
Stacking a new advance on top of an old one often makes the daily drain worse, and many agreements restrict it.
Many states require specific licensing for anyone advancing funds against future sales. If a funder isn't properly licensed in your state, it can change what you're obligated to repay.
The math most owners miss: A 1.4 factor rate on $50,000 means $70,000 paid back, about $540 every business day over six months.
A law firm can review your agreements and how they've been enforced to see whether there are grounds to challenge, renegotiate, or resolve what you owe. Every situation is different.
How It Works
60 seconds. It's free and confidential.
We collect the details. We're not lawyers and we don't give legal advice; we make sure your file is complete.
If your situation fits, the firm reviews your merchant cash advance agreements for free.
The firm explains your options and its terms. You decide.
Questions
Find out where you stand. It's free and takes 60 seconds.
Free • Confidential • No obligation
Free 60-Second Audit
No cost • No obligation • Not a loan